Navigating your insurance claim after a car accident can be a stressful and frustrating process. But you could feel like insurance isn’t enough to compensate for the damages and injuries you may have suffered. Don’t be surprised, because this is a common issue when dealing with insurance companies, and there are a few things you should be aware of.
Insurance Companies Aren’t Trying to Help You
Despite many encouraging commercials about putting the customer first, the main goal of insurance companies is to make money, just like any other business. However, an insurance company makes money by trying to compensate you for as little as possible. One way insurance companies do this is by claiming that you failed to provide sufficient documentation of your accident in order to support your claim. In any personal injury event, especially an automobile accident, the most important thing you can do is record as much information as you can; through witnesses, writing, and especially pictures.
Insurance Companies Can Use Contributory Negligence
The contributory negligence rules in Maryland can make it especially difficult for you to get full coverage from an insurance company. If they can argue that your accident was even 1% your fault, you might not be entitled to compensation at all. This is a case where you want to make sure you documented everything from your car accident. You should strongly consider seeking professional legal help as well.
Insurance Companies Are Not Required to Reach a Settlement
In other words, at the end of your tedious, and likely frustrating, negotiating call with the insurance company, they might set a bottom line offer and give you only the options to take it or file a lawsuit. When filing an insurance claim through your own insurance provider, make sure to follow the company’s guidelines closely to reduce the chance of hitting a snag in the process. Your insurance provider will tell you what information to provide. It is best not to include additional information about your physical injuries unless asked, but always save records of your medical expenses related to the accident. When it comes to speaking with the other party’s insurance company, it is best to refer them to your attorney.
Have You Been Involved In A Car Accident? Contact Snyder Law Group Today
The Snyder Law Group, LLC, proudly represents clients throughout Maryland and Washington, D.C. Our experienced Baltimore attorneys understand the frustration that comes with an insurance company, medical professional, or other party that refuses to accept liability for negligent or reckless behavior. You can take heart in knowing there are talented and experienced lawyers ready to work for you. We are experienced in handling personal injury claims of medical malpractice or injury resulting from serious car and truck accidents, and have secured hundreds of millions in verdicts settlements*. Please visit our website, www.410thefirm.com, for more information and follow us on Facebook, Twitter, Google +, and LinkedIn.